Wealth Management

A Comprehensive Suite of Multi-Family Office Services

Our approach to wealth management is structured around coordination, bringing clarity to the interconnected decisions that shape your financial life.

Rather than treating investments, taxes, estate planning, and risk management as separate workstreams, we help integrate them into a cohesive strategy. For many of the families we serve, complexity arises not from any single decision, but from how those decisions interact over time. Our role is to provide perspective, organization, and continuity so that each choice is made with a full understanding of its broader implications.

Serving multi-family office clients involves working alongside clients and other trusted advisors, including CPAs, attorneys, and other specialists, to help ensure strategies are aligned and information flows across the full advisory team. This coordinated approach is especially important during periods of transition, such as liquidity events, business sales, generational planning, or concentrated portfolio decisions.

Our work extends beyond traditional portfolio management to include:

  • Coordination of tax-aware investment strategies
  • Integration of estate structures with evolving family and ownership dynamics
  • Planning around liquidity events, concentrated positions, and business interests
  • Ongoing evaluation of risk exposures across both liquid and illiquid assets
  • Facilitating communication across your advisory team to reduce fragmentation

Our Process

A Thoughtful Start to the Right Relationship

We approach new relationships with intention. The process begins with an introductory conversation to determine whether a partnership makes sense for both sides.

This initial discussion is focused on understanding your priorities and expectations, while giving you a clear sense of how we work and where we may be able to add value. Our goal is to ensure there is a natural alignment before moving forward.

If it makes sense to continue, we move into a more structured discovery phase.

Discovery and Planning

In discovery, we develop a more complete understanding of your financial life and the factors shaping your decisions. We gather relevant information, ask targeted questions, and begin identifying key considerations and areas that may require coordination. From there, we typically develop an initial plan designed to provide direction, highlight important decisions, and establish a framework for moving forward.

Ongoing Coordination

Our role extends well beyond the initial plan. As circumstances evolve, decisions need to be revisited, new opportunities arise, and external factors change.

Within an advisory fee-based relationship, we provide ongoing guidance across areas such as:

  • Investment strategy and portfolio oversight in conjunction with cash flow and liquidity management
  • Guidance around significant life and financial decisions, including career and business navigation, major purchases, and changes in personal or family circumstances
  • Evaluation of risk exposures and structural considerations
  • Recurring review of estate, tax, and insurance elements to ensure strategies continue to align with goals (often involves coordination with CPAs, estate planning attorneys, and other advisors)
  • Ongoing refinement of long-term objectives

The relationship is designed to be continuous and adaptive. We remain closely involved as priorities shift, helping ensure decisions are made with context, coordination, and long-term perspective.

Investment Management

Portfolio construction at Cadent Capital begins with context. We consider not just your risk tolerance and return objectives, but how your portfolio fits within your broader financial structure, including tax considerations, liquidity needs, and long-term priorities.

Learn More About Investment Management

Here are some of the additional services we provide.

Family Office Services

Coordinated guidance across investments, tax, estate, and family dynamics to simplify complex financial lives.

Learn More About Family Office Services

Legacy & Estate Planning

Integration of estate structures with your broader plan to support wealth transfer and long-term intentions.

Learn More About Legacy & Estate Planning

Business Advisory & Exit Planning

Strategic planning for business owners navigating growth, liquidity events, and the transition of ownership.

Learn More About
Exit Planning 

Tax Planning

Proactive coordination of tax-aware strategies designed to improve after-tax outcomes over time.

Learn More About
Tax Planning

Retirement Planning

Structured planning to support long-term income, lifestyle goals, and evolving financial needs.

Learn More About Retirement Planning

*Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Be sure to contact a qualified professional regarding your situation before making any investment or withdrawal decisions. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.